Monthly Archives: August 2019

Microcredit without credit bureau – instant loan online


Microcredit without credit bureau help bridge bottlenecks! Without credit bureau the credit is more obese than ever, but which providers make a loan possible without credit bureau? Another special feature is the handling of the credit bureau entries. In the micro credit comparison, we show you where to get the best credit. Microcredit: just the thing if you want it to be quick and uncomplicated.

Microcredits without credit bureau

Microcredits without credit bureau

With entries in the credit bureau one can usually spare oneself the way to the bank. The application for a short-term extension of the current account credit or a small loan usually has little chance. One way to overcome shortage of funding in spite of credit bureau entries is to apply for a microcredit without credit bureau.

Unlike the ordinary loan, which is for larger purchases, such. As for automobiles or furniture, is intended to serve micro-credit without credit bureau to overcome short-term supply bottlenecks. The microcredit amount is therefore limited to smaller amounts. There is a big contrast between installment loans and micro-loans in the repayment term.

Unlike installment loans, which are often repaid over several years or even decades, the loan term for micro-loans often takes only one to two months. In the short term, however, the interest burden is also limited. Even with a maximum credit amount, only a few USD are usually outstanding for the borrowed capital.

The way providers work is very different when looking at microcredit.

The way providers work is very different when looking at microcredit.

Some providers have completely waived access to the credit bureau file, and other financial service providers are required to make credit decisions. In both cases, however, as a rule, there is no notification to the credit bureau, so that the personal credit bureau score is not affected by the loan application.

The microcredit without credit bureau does not appear in the information center either. Some providers with credit bureau information also advertise on a case by case basis, ie even if there are entries in the credit bureau, this does not necessarily mean the end of the credit options with these providers. In individual cases, they check the entries and decide on this basis.

The application for a microcredit without credit bureau is uncomplicated and done within a few moments: – Select the desired amount and the desired duration of the MFK. Complete the application and submit it – usually in a few moments. Credit decisions are often made after a few moments.

Installment Loan Calculate – Instant Loan Online

The repayment plan shows the breakdown of monthly installments in interest and principal. The calculation of a installment loan can be done quickly via a tariff calculator on the Internet. Just enter amount and term and get the available installment credits. The repayment plan calculator allows you to optimize the repayment of your installment loan online. Use the loan calculator to calculate your personal loan and find out which monthly installment or term is best for you.

Example of the loan calculator for installment loans

Example of the loan calculator for installment loans

The examples show how you can use the loan calculator to calculate the installment loan to optimize your loan interest. Like any other lending business, these are linked to the interest on the loan. For installment loans, the individual repayment installments therefore contain an interest component and an amortization component. The amount of the tranches is the same over the entire term of the installment loan, so that the repayment portion increases from tranche to tranche and interest expense decreases.

Select a question to calculate the loan from the following list and calculate a possible script for a loan.

Calculate amortization plan

Calculate amortization plan

The simple repayment plan calculator creates a repayment plan when the loan amount, interest and repayment installments are known. The repayment plan shows the breakdown of monthly installments into interest and principal. Tip: Use our new, expanded online offer for calculations related to financing. The following calculator helps you in particular with the loan calculation and the amortization schedule: 1. Enter all data in the input fields.

By clicking on “Calculate” the repayment plan is created. Interest and principal payments are included in the calculation. Any costs associated with a credit application will not be counted.

Calculate installment credit – compare now!

Calculate installment credit - compare now!

In many cases, an installment loan can be a great relief. Lending makes larger purchases possible or can help bridge a temporary emergency situation. However, an installment loan can also be associated with some dangers. If you choose a long-term loan business where the monthly payment is very high, this can be a heavy credit burden.

You should therefore always calculate the installment credit before concluding the contract. This prevents the monthly rates from becoming too high. When calculating the installment credits, you can take full advantage of the credit benefits and compensate for side effects. When calculating a installment loan, one of the key aspects is the interest rate.

The nominal interest rate is the interest rate that the borrower has to pay for the loan transaction. In addition, many banks charge additional fees, for example for the granting of the loan, which are also converted into installments. As a result, in addition to the actual interest costs, there are additional expenses that are important for the credit comparison.

Therefore, the legislator has obliged the credit institutions to list the annual fee percentage. This includes all costs and is therefore a much cheaper way to compare different loans. In addition to the interest rates and fees set by the house bank, the duration and the loan amount also determine the sum of the installments.

At very high interest rates, it is possible to extend the repayment term. This will reduce the tranches but will have to be paid over a longer timeframe. If the monthly load is too high even for a very long time, only a reduction of the loan amount can help.

Here it is expedient to reduce the projects a little so that the installment payment is not detrimental. It is very user friendly, all you have to do is enter the desired maturities and the amount of the credit. If the interest rates are too high for you, you can change the terms or the loan amount within a few minutes.

Once the terms have been set, you can make loan specifications in the second step. For many providers, the interest rates depend on the individual customer credit rating. With such offers, it is not possible to calculate the exact cost of borrowing without specific information. After you have entered this information, you can find out about the individual amounts of the credit rating-dependent interest rates of various providers.

Now you can meaningfully compare all loans and find the cheapest provider easily and quickly.

Wedding and Bridal Money – Wedding Loan

The average Croatian wedding costs about 100 thousand dollar. Although the figure seems exaggerated, it can be much higher in larger cities such as Zagreb and Split. It all depends on the number of guests, the type of ambience and the menu you choose.

Among the most expensive services for each wedding are florists and photographers who charge tens of thousands of dollars each. When you put it all together, you get a hefty sum that rarely anyone can pay without credit.

What about when you get ready to celebrate?

money cash on wedding

In the situation of your wedding, many opt for non-purpose loans. Banks offer loans with a minimum repayment period of 12 months, which many people do not want because they are not ready for a long-term commitment. Credit houses provide a shorter repayment term that suits young people more as they tailor it to their own capabilities and needs.

Those who know that the same cost is waiting for them in a year, set aside money and replace the missing money with loans, for the wedding and the wedding . Those who decide to get married suddenly most often turn to solely lending. Rarely do anyone choose to borrow from families because they themselves are expected to spend a lot.

How to get money for wedding and wedding in one day?

How to get money for wedding and wedding in one day? – many remember this especially if the wedding appeared out of nowhere. Credit houses have come to terms with this, and they only allow the payment of money in a matter of minutes on the basis of an ID and current account card. Unlike banks, it is not a credit check, which means that the process itself is maximally simplified and the processing of the application itself takes much shorter.

This can be of great help to all those who do the wedding, but also to those who are only guests, because the money for the wedding and wedding can be reached as soon as possible.

Is it wise to borrow wedding and wedding money from your family?

money savings

A large number of people have asked themselves this question at some point in their lives. Those who have tried to borrow money from loved ones know that it irreversibly disrupts relationships and dynamics among family members. Although many swear that this will not happen to them, there are rarely cases where this is indeed the case.

However, if you do decide to borrow money from your family for your wedding and wedding , be sure to clearly define the term and terms of the return so that you do not get into a tricky position later.

Credit Rate Calculator – Instant Loan Online

Determine the interest rates of your loan with a credit rate calculator. Compare the interest rates and calculate the loan now! Do you calculate the perfect loan rate and never pay too much for the monthly price? Sounds more complicated than it actually is: Modern online loan calculators make the search for the lowest interest rates, the best monthly payments and the ideal conditions very easy today! Use our free loan calculator to calculate the monthly loan rate for your desired financing.

The credit calculators for the home purchase

The credit calculators for the home purchase

This loan arrangement sets a fixed monthly installment for the repayment of the total amount of the loan. This consistent loan term, also known as pension, consists of an interest and amortization portion. The interest on annuity loans is fixed over a certain time horizon and the interest is only on the remaining debt, so that the interest rate decreases with each loan disbursed.

The repayment share therefore increases continuously during the term of the loan in the amount of the saved interest income. For this reason, an annuity loan is always limited to a first repayment rate. You can calculate the projected monthly installment using a credit calculator for real estate. In addition, prospective tenants can use this loan calculator to present an interest rate and repayment plan, giving them an idea of ​​how the mortgage is progressing.

The loan calculator simplifies the disposition considerably.

The loan calculator simplifies the disposition considerably.

If, for example, you need a loan of $ 200,000 for a construction project, you can use a building cost calculator to determine the rate at which a monthly load with other repayments and maturities can be justified. With a base interest rate of 3.5 percentage points and a fixed interest rate of ten years, the monthly rate with a repayment rate of 2.0 percentage points is around USD 917.

If this value can not be increased every month, the initial repayment rate must be reduced. For example, the monthly loan installment will be reduced to only USD 750 if a repayment rate of 1.0 percentage point is estimated. However, with a larger financial framework, the repayment rate can be increased.

With the aid of the amortization and interest calculator, different options can be compared and the optimal solution for the respective initial situation can be determined. In order for you to be able to determine the monthly installment payment via the installment credit calculator on the Internet, you should have some information about the mortgage available.

The creditor calculates more precisely the more you enter. First, the desired loan amount and the expected interest in the installment calculator for the residential building must be entered. In addition, the initial repayment rate and the term of the debit interest obligation must be entered in the loan calculator. If all the necessary information is available, prospective tenants can now compare different usage scenarios in the home savings calculator and design the mortgage lending in such a way that lending rates can be increased in the longer term, depending on the personal financial situation.

If you want to find out which interest rate you can afford without difficulty, a revenue and expenditure account is a good idea. The difference, however, is not yet the one you should spend on a loan tranche. You can then use the real estate loan installment calculator to check what the monthly repayment installment is for specific loan terms and amounts.

Smart financial aid?

Does it feel like the money is running out of you? Are you starting to think you have a black hole in your wallet? Gene Braxton tips on 6 apps that give you a glimpse of the economy.

Being an adult is not always easy, especially when designing, and above all, sticking to a budget. Here are 6 app tips that will help your economy get the hang of it.




Tink is the app that collects, analyzes and categorizes your transactions completely automatically and gives you full control of income and expenses. Smart if you are tank-spread and forget to enter your transactions manually! In addition to a clear overview of your finances, you will also receive tips to help you spend and save smartly. If you feel uneasy about disclosing your information to a third party, you do not have to worry. Namely, Tink has the ID Check feature, which alerts you directly to any signs of ID hijacking and fraudulent attempts. Download to your iPhone / Android.




If you are still secretive and totally against disclosing personal information, there is the app Pennies. There you put in yourself how much money you have to spend during a certain time and get a daily budget of how much you can spend per day until the next salary slides into the account. Here you enter all transactions manually, which some may think is a little tricky. Download to your iPhone.


My expenses

My expenses

There is also a Swedish app, My expenses, that helps you keep track of your finances in a simple and neat way. My spending has been named the best finance app by Apple for two consecutive years and has also been mentioned in the New York Times. Not bad pink. What you do here is to enter your expenses and income yourself so that you can easily track how you spend, and on what. Download to your iPhone / Android.


Good Budget

Here we talk budget tools. With Goodbudget you can synchronize your expenses and income with the others in the household. Are you really buying the most noodles for the student collective? At Goodbudget you enter your monthly expenses and income and get a budget to relate to. You can also save your budgets in the cloud for easy sharing with others. Download to your iPhone / Android.


The spar lab

The spar lab

Laboring with their hard-earned money may not sound like fun, but Sparlabbet lets you dream of a brighter future. Here you will learn about the long-term impact of the interest-on-interest effect on savings capital, how you save monthly and actually reach your goal, and how different combinations of fixed and percentage charges affect your savings account. A kind of economic prediction simply. Download to your iPhone.


Save the receipt


Who really keeps track of all the receipts? When you look for them, it is completely impossible, and if you find them, the time has been quiet and made them completely unreadable. Save the receipt is an app where you just save all your receipts, whether they are electronic or part of physical reality. Just to foot. If there is any guarantee going out you will get a notification about it too. Very smart. Download to your iPhone / Android.